I’m not exactly a freelancer as I am employed full-time, but I manage my government contributions, taxes, and healthcare on my own so I’m as good as one. So I’d like to write about my experiences so far with Maxicare for future reference and maybe to help someone out there who’s also looking for an HMO.
Applying for the MyMaxicare plan
I was looking around for a good HMO for freelancers, specifically one with a program that covers pre-existing illnesses. After trawling through the comments sections of Facebook posts, many forums, and of course the Maxicare website itself, I decided the MyMaxicare plan fit the bill. It came recommended by my brother, too.
But one feature that hooked me in was that my application could be processed entirely online; no need to look for an agent or visit a physical office to submit documents. After carefully reading the MyMaxicare 2017 brochure, which outlined the benefits, limitations, and such, I applied online through the Maxicare website.
Three weeks later, I received an email from a Maxicare agent saying my application was approved and containing a statement of account. The great thing is that the amount stated on the Maxicare website when you get a sample computation for the MyMaxicare plan of your choice is the same amount that I was charged—no hidden fees or anything of the sort.
Writing this for future reference. I tried to schedule a passport renewal appointment at the Department of Foreign Affairs (DFA) satellite branch in Ali Mall last June, but the only available schedules by then were in November. Imagine that! So my father decided that we should just go as walk-in applicants at DFA Aseana.
As before, being an immediate family member of a government employee made passport renewal a breeze because of the courtesy lane. We didn’t have to wait too long for processing and data capturing. The entire family was done in about an hour.
Late 2015 and early into 2016, my face (specifically my jaw and chin area) started sprouting clusters of pimples . I’ve been acne-prone since I hit puberty, but this was the first time since high school that pimples popped up like crazy on my face; I usually get just a couple here and there. I think it must be because of stress brought on by being org president because not too long ago, I enjoyed relatively clear skin despite being exposed daily to pollution.
I get new glasses every year or so because my frames break every year or so. Since 2013, I’ve been buying cheap plastic frames (P200 to P300) from the department store and having the lenses replaced with graded ones in optical shops. I spend around P1,000 for them. I don’t really mind shelling out around a thousand pesos each year for glasses because it’s exciting for me to shop for new frames. I never get the same frame twice because that’s just boring. Continue reading
~₱199 for 12mL
Available at Essence counters.
Ingredients: Aqua (water), cera alba (beeswax), nylon-12, candelilla (euphorbia cerifera) wax, glyceryl stearate, stearic acid, decyl olivate, hydrogenated olive oil stearyl esters, carnauba (copernicia cerifera) wax, pvp, aminomethyl propanol, hydroxyethylcellulose, potassium sorbate, polyquaternium-10, allantoin, ethylhexylglycerin, tetrasodium edta, TBHQ, phenoxyethanol, CI 77499 (iron oxides)
Price: ₱98 for 3.6g
Available at HBC stores nationwide
Ingredients: Beeswax, Euphorbia cerifera (candelilla) wax, paraffinum liquidum, Ricinus communis (castor) seed oil, Copernica cerifera (carnauba) wax, lanolin, isopropyl myristate, ethylhexyl methoxycinnamate, octocrylene, benzyl alcohol, tocopheryl acetate (vitamin E), retinol (vitamin A), ascorbic acid (vitamin C), mica, CI 77891, CI 45380, CI 15850, fragrance
Price: ~P1000 for 3g
Available at MAC counters
Ingredients: Ricinus communis (castor) seed oil, trioctyldodecyl citrate, glyceryl triacetyl hydroxystearate, Simmondsia chinensis (jojoba) oil, Euphorbia cerifera (candelilla) wax, octyldodecanol, beeswax, tricaprylin, ozokerite, Copernica cerifera (carnauba) wax, cetyl ricinoleate, microcrystalline wax, tocopherol, ascorbyl palmitate, calcium sodium borosilicate, alumina, calcium aluminum borosilicate, tin oxide, silica, vanillin. May contain: Mica, titanium dioxide (CI 77891), iron oxides (CI 77491, CI 77492, CI 77499), bismuth oxychloride (CI 15850), red 21(CI 45380), red 28 lake (CI 45410), red 30 lake (CI 73360), red 33 lake (CI 17200), yellow 5 lake (CI 19140), yellow 6 lake (CI 15985), yellow 10 lake (CI 47005)